I have never met a retiree who is trying to "fail" at having a satisfying retirement. By fail, I mean spending time worrying instead of enjoying, stagnating instead of experiencing, and second-guessing major decisions. We expect retirement to be the payoff for years of working, commuting, saving, and delayed gratification. Does it always work that way? For too many of us the answer is, "No."
I believe there are five definite traits and decisions that separate the truly "successful" retirees from the rest of us. While things would run more smoothly if we exhibited these attributes well before the end of our full time working life, the good news is that any of us can improve the quality of our retirement journey by adopting them now.