This time I am going to provide links to several web sites. Some are arguing for one choice over another. Other links are more like the first post: providing a comparison and not drawing any conclusions.
After each link I will make a few comments about that link's information and the value of that information to you. I urge you to click on the link, check out the web site, and read my thoughts. Ultimately, the final choice will be one you make based on a whole series of factors that no one article can address. Nor am I able to steer you one way or another for the very same reason: your situation is not the same as mine.
The first site is from Canada. "Helping Canadians Find the best retirement options." In a free, downloadable book, this site offers different scenarios for a couple in their late 70's. The choices range from staying at home with just community resources, through in-home care, and finally living in a retirement community that provides a full range of services. While the prices and services are somewhat different for those in other countries, the report does a solid job of detailing costs associated with each scenario. The information is very complete. Drop down menus across the top provide lots of resources to help you. Disclaimer: This site is clearly hoping you choose one of their sponsoring communities.
From the web site, womenbloom, comes another article that stresses the advantages of living in a CCRC (continuing care retirement community). Not nearly as detailed as the previous site but still quite helpful, this article provides a simple overview of the positives of such a living choice. It does not provide any cost comparisons or guidelines. Disclaimer: this article is a reprint from a site that helps provides referral services to nursing homes. assisted living, and retirement communities.
Maturity Matters provides all sorts of articles on virtually every subject of interest to aging folks. The link provided here takes you to a page with over twenty different articles. For our purposes, take a look at the following:
- What are Care Homes and How Much Should they Cost?,
- Helping an Aging Parent Adjust to Assisted Living,
- Top 10 Design Trends for Aging in Place
- What do you know about home care?
Understanding Senior Housing Options seems to be an excellent site with lots of unbiased information on your various choices. There are also links galore at the bottom of the page to all sorts of additional information. Be sure to click on the "Independent Living for Seniors." What I found particularly helpful were the basic questions and answers section. Many of the concerns we all have are asked and answered.
A more scholarly approach is available at Suburbs, Cities, and Aging in Place. The author uses demographics trends to argue that cities will have to do a better job of caring for seniors as the population ages and more people decide to stay in their home for as long as possible. He describes this as "naturally occurring retirement communities," or places where the aging have lived and continue to reside. Disclaimer: this site is connected to Urban Land magazine, an organization that is concerned about the viability and growth of urban areas.
Clicking on Retirement Homes will take you to the web site, 55communityguide. It is chock-full full of articles and links that tell you all about retirement community living and how to select the best one for you. Disclaimer: this site is a sponsor of this blog.
Like the decision when to retire or start taking Social Security checks, the choice of where to age and how to plan for the inevitable is intensely personal. It has a major impact on not only you, but your partner, spouse, and family. It affects the quality of life you will enjoy in your later years. While it isn't a subject that is pleasant, it is a necessity unless you want others to make these important decisions for you.
My wife and I are still at least 10-15 years away from finalizing our decision, but we lean toward aging in place until prudence requires relocating to a CCRC. My dad's living situation (and my mom's before her passing) is likely to be our ultimate choice. Both Betty and I are agreed that we do not want our daughters or grandkids to be burdened with our full time care.
What are you thinking at the moment? Have you made a final choice? Do you have family members who have chosen a particular path that has turned out well, or poorly? Please leave a comment and help us all learn from your experience or advice.